How To Get a Free Breast Pump Through Insurance
Free Breast Pump with Insurance
Many times, women are unaware of the fact that their health insurance also covers the cost of a breast pump. Previously, the preventive care services that the health insurance included, only offered thing like annual mammograms and physical examinations.
However, over time the ACA (Patient Protection and Affordable Care Act) made several notable changes over a decade ago. Due to this, insurers now provide for breastfeeding support too. The legislation came into existence to ensure every mom had complete support in provide her baby the maximum in-prevent, through breast milk.
The only thing to consider is the stipulations in your coverage, which can vary according to your health plan. These variations mainly exist because the ACA does not regulate precise recommendations. As a result, you will come across various kinds of health plans, in which some cover for hospital grade breast pumps while others conveniently exclude those.
There are also certain plans that allow you to rent breast pumps during your breastfeeding journey. There may also be certain conditions in your insurance plan, such as purchasing the pumps from only certain vendors or requesting your Gyn/OB for a prescription.
Easy steps to follow to apply for free breast pumps
However, let us not forget that breast pumps provide the greatest support to women for meeting their breastfeeding goals. Hence, if your insurance does cover for one, here is how to get a free breast pump through insurance:
- Contact your insurer and tell them you need a free breast-pump as a breastfeeding mother.
- Ask your insurer the right questions.
Questions to ask:
- Does my insurance plan cover for purchasing a new breast pump or renting one?
- Is the cost coverage a no-sharing one?
- Do you have to submit a prescription to the insurance company? If yes, then how and where should you send it?
- What kind of breast pump does the insurance cover?
- Can I purchase a double-electric pump with full coverage because of the faster speed and higher efficiency? Or can I opt for only limited models as per the plan? (In most cases, private insurance plans and Medicaid cover for double-electric breast pumps too)
- Where can I get my free breast pump from? This question is necessary too because often insurers only allow purchasing them from selective brands. As soon as you verify which brand or supplier you can get the best breast pump from, you must contact them as soon as possible to verify if they have the model you desire and how soon you can get it.
If the insurers confirm that you need a doctor’s prescription to claim coverage for a free breast pump, then approach your GYN/Ob for it. If a particular medical condition makes it mandatory for you to use a pump, your doctor will have to attach a diagnosis with the prescription too. Once all the steps are followed you can provide the prescription to your insurers.
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